Irish Life EMPOWER Master Trust

By joining the Irish Life EMPOWER Master Trust, your pension plan is part of something exceptional.

Our award-winning EMPOWER Master Trust was designed not just to meet regulatory requirements in this space, but to exceed expectations and set the standard for the industry as a whole. As EMPOWER Master Trust participants, both you and your plan members will benefit from a market leading master trust proposition, which will flex and evolve over time to meet any industry or regulatory challenges, as needed and continue to lead the way for pensions in Ireland.

The Irish Life EMPOWER Master Trust has some standout features that set it apart...

Our credentials in the pension space

With the largest master trust in Ireland, our track record of excellence is reflected in the many industry awards we've earned over the years, both nationally and internationally.

We are delighted to highlight some of our 2025 pension accolades below, building further upon a proud legacy of being your trusted partner to create and deliver a better life for your people.

European Pension  Awards Master Trust Offering  of the Year Award

IPE European Pension Fund Awards Leading Irish Pension Fund Provider Award

Irish Pension Awards Irish Pension Scheme of the Year Award & Excellence in DC Award

Get up to speed quickly & easily

Irish Life is on a mission to make all things pension as easy as possible for you. We want you to be able to find everything you need at the click of a button.

We also want to keep you up to date on everything you need to know about the world of pensions, right when you need to know it.

Quarterly Investment Update

Your quarterly investment update from Irish Life Investment Managers is designed to:

• Keep you up to date on the EMPOWER Master Trust fund returns
• Provide an expert investment insight into recent market performance
• Explain what you can expect from the funds in the future

Key takeaways: National Pensions Summit 2026

We were delighted to be lead sponsor once again at the National Pensions Summit 2026 –  our first event of the year!

A jam packed agenda, combined with an outstanding panel of experts, delivered rich insights on the trending topics shaping pensions right now.

Click below to explore the key takeaways.

Irish Life joins Generali Employee Benefits (GEB) Network

We are thrilled to announce that Irish Life is partnering with the Generali Employee Benefits (GEB) Network to deliver better Irish employee benefits solutions for global employers.

Find out more at the link below.

New Auto-enrolment pension exemption standards

On 22 December, the Irish Government signed legislation introducing new minimum contribution rate standards that occupational pension arrangements must meet to qualify for exemption from MyFutureFund.

Visit our dedicated Auto-enrolment hub to learn more.

Member Engagement Update

As a new year unfolds, we reflect upon our 2025 Member Engagement programme, revealing the key topics our members valued most...

Most Popular Live Webinar: Demystifying Investments

Co-hosted by Alan Kinsella from the Pension Education Team, and Dara O'Brien from Irish Life Investment Managers, our Demystifying Investments session covered important topics such as inflation, volatility risk, the impact of saving Vs. investing and the importance of how we perceive money.

Most Watched On-Demand: Topping Up Your Pension & Claiming Tax Back

To help members navigate the annual Pay & File tax return, as well as understand the benefits of making a Single Premium Additional Voluntary Contribution (AVC) before the Revenue deadline, we ran a multi-channel countdown campaign across email, social media, website and webinar.

Frequently Asked Questions (FAQ): New video series for pension members

Our new FAQ video series, answering our members' most popular pension questions, was designed to help members get key information quickly and easily. In partnership with the Irish Deaf Society, we are delighted to additionally share an accessible version with Irish Sign Language.

2026 Member Engagement Events Calendar

A key element of our journey based persona driven member engagement program is our 2026 Pension Education Series. 

Jam packed with targeted, relevant content and engaging member webinars, this series has been designed to build ever further upon the 2025 member experience, continuously using our learnings and insights to shape the approach. 

Useful Shortcuts

To make things as easy as possible for you,
we have pulled the key master trust
literature and forms into one place.

From the Member Guide and Member Hub link to App forms and information on the EMPOWER Personalised Lifestyle Strategy, it’s all here for you...

Frequently Asked Questions (FAQ)

This FAQ resource is designed to help your team to answer some of the most common queries that your members are likely to ask, without reinventing the wheel each time.

You’ll find simple, straight forward answers to the most Frequently Asked Questions, right here at the click of a button... 

Guidance in a master trust world

Irish Life is on a mission to help your members harness the power in their pension.

So, we ensure members have the encouragement, information, tools and touchpoints to understand and engage with their pension whenever they wish to do so.

Resources & supports include our new Pension Education Series, a comprehensive communications calendar, the award-winning Pension Portal and our dedicated Pension
Education Team.

You can find out more on our Member Hub....

Meet the Trustee

As the largest defined contribution (DC) pension provider in Ireland, Irish Life has a wealth of industry experience and customer knowledge. We’ve used our insights and collaborated with expert advisors and partners to deliver an exceptional master trust solution.

One of those key partners is Law Debenture Master Trust Trustee (Ireland) DAC (LawDeb Ireland DAC). 

As trustee of the Irish Life EMPOWER Master Trust, LawDeb Ireland DAC is wholly independent
of Irish Life, which is quite a unique feature in the Irish master trust market.

In addition to providing trustee services in Ireland, LawDeb Ireland DAC is a subsidiary of Law Debenture, one of the largest providers of independent professional trustee services in the UK, with a wealth of master trust experience…

Wellbeing Calendar

As we prepare to celebrate International Women's Day, our March Wellbeing Calendar theme is dedicated to female health and wellbeing. 

In the calendar below, we cover crucial topics in this space including endometriosis and perimenopause. Click below to explore more.

Irish Life Wellbeing Limited is not a regulated financial services company.